Advance Tax Calculator for Salaried Employees in FY 2025-26<\/title>\n <style>\n body {\n font-family: Arial, sans-serif;\n line-height: 1.6;\n margin: 20px;\n background-color: #f4f4f4;\n color: #333;\n }\n .container {\n max-width: 900px;\n margin: auto;\n background: #fff;\n padding: 30px;\n border-radius: 8px;\n box-shadow: 0 0 10px rgba(0,0,0,0.1);\n }\n h1, h2, h3, h4 {\n color: #0056b3;\n }\n .section {\n margin-bottom: 25px;\n }\n .highlight {\n background-color: #e6f7ff;\n padding: 10px;\n border-left: 5px solid #007bff;\n margin-top: 15px;\n margin-bottom: 15px;\n }\n .calculator-box {\n background-color: #f9f9f9;\n border: 1px solid #ddd;\n padding: 20px;\n border-radius: 5px;\n margin-top: 20px;\n }\n .calculator-box label {\n display: block;\n margin-bottom: 8px;\n font-weight: bold;\n }\n .calculator-box input[type=\"number\"] {\n width: calc(100% - 22px);\n padding: 10px;\n margin-bottom: 15px;\n border: 1px solid #ccc;\n border-radius: 4px;\n }\n .calculator-box button {\n background-color: #28a745;\n color: white;\n padding: 12px 20px;\n border: none;\n border-radius: 4px;\n cursor: pointer;\n font-size: 16px;\n }\n .calculator-box button:hover {\n background-color: #218838;\n }\n .result {\n margin-top: 20px;\n padding: 15px;\n background-color: #d4edda;\n border: 1px solid #c3e6cb;\n color: #155724;\n border-radius: 5px;\n }\n .result.warning {\n background-color: #fff3cd;\n border-color: #ffeeba;\n color: #856404;\n }\n .result.info {\n background-color: #e0f2f7;\n border-color: #a4d8ed;\n color: #0c5460;\n }\n table {\n width: 100%;\n border-collapse: collapse;\n margin-top: 15px;\n margin-bottom: 15px;\n }\n th, td {\n border: 1px solid #ddd;\n padding: 10px;\n text-align: left;\n }\n th {\n background-color: #f2f2f2;\n }\n footer {\n text-align: center;\n margin-top: 40px;\n font-size: 0.9em;\n color: #666;\n }\n <\/style>\n<\/head>\n<body>\n <div class=\"container\">\n <div class=\"section\">\n <h2>Illustrative Advance Tax Calculator (FY 2025-26 New Regime)<\/h2>\n <p>This calculator helps estimate your net tax liability on “other income” and the potential advance tax installments and interest implications.<\/p>\n <p> **Disclaimer: This is for highly illustrative purposes only and does not account for all complexities of tax law (e.g., surcharges for very high incomes, specific deductions allowed in new regime, agricultural income, or specific TDS sections for various income types). The 234C calculation is simplified for this example. For actual tax planning and precise interest calculation, consult a qualified tax professional.**<\/p>\n\n <div class=\"calculator-box\">\n <label for=\"grossSalaryIncome\">Estimated Annual Gross Salary Income (\u20b9):<\/label>\n <input type=\"number\" id=\"grossSalaryIncome\" value=\"1300000\" min=\"0\">\n\n <label for=\"otherIncome\">Estimated Annual Other Taxable Income (\u20b9):<\/label>\n <input type=\"number\" id=\"otherIncome\" value=\"100000\" min=\"0\">\n\n <label for=\"tdsOnOtherIncome\">Estimated TDS Deducted on Other Income (\u20b9):<\/label>\n <input type=\"number\" id=\"tdsOnOtherIncome\" value=\"3000\" min=\"0\">\n\n <button onclick=\"calculateNewRegimeTax()\">Calculate Illustrative Tax<\/button>\n\n <div id=\"result\" class=\"result info\" style=\"display:none;\">\n <h3>Calculation Summary (New Regime FY 2025-26):<\/h3>\n <p>Standard Deduction (Salaried): \u20b975,000<\/p>\n <p>Taxable Salary Income: \u20b9<span id=\"taxableSalaryIncomeDisplay\"><\/span><\/p>\n <p>Total Estimated Taxable Income: \u20b9<span id=\"totalTaxableIncomeDisplay\"><\/span><\/p>\n <hr>\n <p>Calculated Gross Tax on Total Taxable Income (incl. Cess, before TDS adjustment): \u20b9<span id=\"grossTaxOnTotalIncomeDisplay\"><\/span><\/p>\n <p>Calculated Gross Tax on Taxable Salary Income (incl. Cess, before TDS adjustment): \u20b9<span id=\"grossTaxOnSalaryIncomeDisplay\"><\/span><\/p>\n <hr>\n <p><strong>Estimated Gross Tax on Other Income (after Cess, before TDS on other income): \u20b9<span id=\"grossTaxOnOtherIncomeBeforeTDSDisplay\"><\/span><\/strong><\/p>\n <p>Less: Estimated TDS Deducted on Other Income: \u20b9<span id=\"tdsOnOtherIncomeDisplay\"><\/span><\/p>\n <hr>\n <p><strong>Net Estimated Tax on Other Income (for Advance Tax Check): \u20b9<span id=\"netTaxOnOtherIncomeDisplay\"><\/span><\/strong><\/p>\n <p id=\"advanceTaxStatus\"><\/p>\n\n <div id=\"advanceTaxSchedule\" style=\"display:none;\">\n <h4>Advance Tax Quarterly Payment Schedule (Individual):<\/h4>\n <table>\n <thead>\n <tr>\n <th>Due Date (On or before)<\/th>\n <th>Cumulative Percentage<\/th>\n <th>Cumulative Amount Due (\u20b9)<\/th>\n <th>Non-Cumulative Amount Due (\u20b9)<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td>June 15, 2025<\/td>\n <td>15%<\/td>\n <td id=\"at_q1_cumulative\"><\/td>\n <td id=\"at_q1_noncumulative\"><\/td>\n <\/tr>\n <tr>\n <td>September 15, 2025<\/td>\n <td>45%<\/td>\n <td id=\"at_q2_cumulative\"><\/td>\n <td id=\"at_q2_noncumulative\"><\/td>\n <\/tr>\n <tr>\n <td>December 15, 2025<\/td>\n <td>75%<\/td>\n <td id=\"at_q3_cumulative\"><\/td>\n <td id=\"at_q3_noncumulative\"><\/td>\n <\/tr>\n <tr>\n <td>March 15, 2026<\/td>\n <td>100%<\/td>\n <td id=\"at_q4_cumulative\"><\/td>\n <td id=\"at_q4_noncumulative\"><\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n\n <div id=\"interestInfo\" class=\"highlight warning\" style=\"display:none;\">\n <h4>Potential Penal Interest (Assuming NO Advance Tax Paid & Tax Paid on July 31, 2026)<\/h4>\n <p>Based on a <strong>Net Estimated Tax on Other Income of \u20b9<span id=\"netTaxForInterestDisplay\"><\/span><\/strong>, and assuming **no advance tax was paid** during the year and the full tax is paid as **self-assessment tax on July 31, 2026** (the general ITR due date), here’s an illustrative calculation of potential interest:<\/p>\n <ul>\n <li><strong>Interest U\/S 234C (for deferment of installments):<\/strong>\n <ul>\n <li>For June 15 shortfall: \u20b9<span id=\"interest234C_Q1\"><\/span> (1% of 15% for 3 months)<\/li>\n <li>For Sep 15 shortfall: \u20b9<span id=\"interest234C_Q2\"><\/span> (1% of (45%-15%) for 3 months)<\/li>\n <li>For Dec 15 shortfall: \u20b9<span id=\"interest234C_Q3\"><\/span> (1% of (75%-45%) for 3 months)<\/li>\n <li>For Mar 15 shortfall: \u20b9<span id=\"interest234C_Q4\"><\/span> (1% of (100%-75%) for 1 month)<\/li>\n <\/ul>\n <strong>Total Illustrative 234C Interest: \u20b9<span id=\"totalInterest234C\"><\/span><\/strong>\n <\/li>\n <li><strong>Interest U\/S 234B (for overall shortfall):<\/strong>\n <ul>\n <li>Calculated on \u20b9<span id=\"netTaxFor234B\"><\/span> (Net Estimated Tax on Other Income – 90% threshold for 234B, if applicable, otherwise full amount).<\/li>\n <li>For 4 months (April 1, 2026 – July 31, 2026) @ 1% per month.<\/li>\n <li><strong>Total Illustrative 234B Interest: \u20b9<span id=\"totalInterest234B\"><\/span><\/strong><\/li>\n <\/ul>\n <\/li>\n <\/ul>\n <p><strong>Grand Total Illustrative Penal Interest (234B + 234C): \u20b9<span id=\"grandTotalInterest\"><\/span><\/strong><\/p>\n <p class=\"small-text\"><em>**Note:** This is a simplified calculation. Actual 234C interest can vary based on actual income accrual throughout the year. Penal interest calculation can be complex; this tool provides an estimate.<\/em><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <footer>\n <p>© 2025 Income Tax Information. Disclaimer: This information is for educational purposes only and not tax advice. Consult a qualified professional for tax planning.<\/p>\n <\/footer>\n <\/div>\n\n <script>\n const STANDARD_DEDUCTION_SALARIED = 75000;\n const ADVANCE_TAX_THRESHOLD = 10000;\n const CESS_RATE = 0.04; \/\/ 4%\n const INTEREST_RATE = 0.01; \/\/ 1% per month\n\n function calculateTaxNewRegime(income) {\n let tax = 0;\n \/\/ New Tax Regime Slabs for FY 2025-26\n if (income <= 400000) {\n tax = 0;\n } else if (income <= 800000) {\n tax = (income - 400000) * 0.05;\n } else if (income <= 1200000) {\n tax = (400000 * 0.05) + (income - 800000) * 0.10;\n } else if (income <= 1600000) {\n tax = (400000 * 0.05) + (400000 * 0.10) + (income - 1200000) * 0.15;\n } else if (income <= 2000000) {\n tax = (400000 * 0.05) + (400000 * 0.10) + (400000 * 0.15) + (income - 1600000) * 0.20;\n } else if (income <= 2400000) {\n tax = (400000 * 0.05) + (400000 * 0.10) + (400000 * 0.15) + (400000 * 0.20) + (income - 2000000) * 0.25;\n } else { \/\/ Above 24,00,000\n tax = (400000 * 0.05) + (400000 * 0.10) + (400000 * 0.15) + (400000 * 0.20) + (400000 * 0.25) + (income - 2400000) * 0.30;\n }\n return tax;\n }\n\n function applyRebateAndCess(taxableIncome, calculatedTax) {\n let taxBeforeCess = calculatedTax;\n const REBATE_87A_LIMIT = 1200000;\n const REBATE_87A_AMOUNT = 60000;\n\n if (taxableIncome > 0 && taxableIncome <= REBATE_87A_LIMIT) {\n taxBeforeCess = Math.max(0, calculatedTax - REBATE_87A_AMOUNT);\n }\n\n const cess = taxBeforeCess * CESS_RATE;\n const finalTaxWithCess = taxBeforeCess + cess;\n\n return {\n grossTax: finalTaxWithCess,\n taxBeforeCess: taxBeforeCess \/\/ This is tax after rebate, before cess\n };\n }\n\n function calculateNewRegimeTax() {\n const grossSalary = parseFloat(document.getElementById('grossSalaryIncome').value);\n const otherIncome = parseFloat(document.getElementById('otherIncome').value);\n const tdsOnOtherIncome = parseFloat(document.getElementById('tdsOnOtherIncome').value);\n\n if (isNaN(grossSalary) || isNaN(otherIncome) || isNaN(tdsOnOtherIncome) || grossSalary < 0 || otherIncome < 0 || tdsOnOtherIncome < 0) {\n alert(\"Please enter valid positive numbers for all income and TDS fields.\");\n return;\n }\n\n const taxableSalary = Math.max(0, grossSalary - STANDARD_DEDUCTION_SALARIED);\n const totalTaxableIncome = taxableSalary + otherIncome;\n\n const taxOnTotalBeforeRebateCess = calculateTaxNewRegime(totalTaxableIncome);\n const { grossTax: grossTaxOnTotalFinal } = applyRebateAndCess(totalTaxableIncome, taxOnTotalBeforeRebateCess);\n\n const taxOnSalaryBeforeRebateCess = calculateTaxNewRegime(taxableSalary);\n const { grossTax: grossTaxOnSalaryFinal } = applyRebateAndCess(taxableSalary, taxOnSalaryBeforeRebateCess);\n\n let grossTaxOnOtherIncomeBeforeTDS = grossTaxOnTotalFinal - grossTaxOnSalaryFinal;\n grossTaxOnOtherIncomeBeforeTDS = Math.max(0, grossTaxOnOtherIncomeBeforeTDS);\n\n let netTaxOnOtherIncome = grossTaxOnOtherIncomeBeforeTDS - tdsOnOtherIncome;\n netTaxOnOtherIncome = Math.max(0, netTaxOnOtherIncome); \/\/ Final tax liability cannot be negative\n\n\n \/\/ Display main results\n document.getElementById('taxableSalaryIncomeDisplay').textContent = taxableSalary.toLocaleString('en-IN', {minimumFractionDigits: 0, maximumFractionDigits: 0});\n document.getElementById('totalTaxableIncomeDisplay').textContent = totalTaxableIncome.toLocaleString('en-IN', {minimumFractionDigits: 0, maximumFractionDigits: 0});\n document.getElementById('grossTaxOnTotalIncomeDisplay').textContent = grossTaxOnTotalFinal.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('grossTaxOnSalaryIncomeDisplay').textContent = grossTaxOnSalaryFinal.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('grossTaxOnOtherIncomeBeforeTDSDisplay').textContent = grossTaxOnOtherIncomeBeforeTDS.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('tdsOnOtherIncomeDisplay').textContent = tdsOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('netTaxOnOtherIncomeDisplay').textContent = netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n const advanceTaxStatus = document.getElementById('advanceTaxStatus');\n const resultDiv = document.getElementById('result');\n const advanceTaxScheduleDiv = document.getElementById('advanceTaxSchedule');\n const interestInfoDiv = document.getElementById('interestInfo');\n\n \/\/ Set tax for interest display, even if advance tax is not applicable\n document.getElementById('netTaxForInterestDisplay').textContent = netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('netTaxFor234B').textContent = netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n\n if (netTaxOnOtherIncome > ADVANCE_TAX_THRESHOLD) {\n advanceTaxStatus.innerHTML = `<strong>Advance Tax Applicable:<\/strong> Yes, as net estimated tax on other income (\u20b9${netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2})}) exceeds \u20b9${ADVANCE_TAX_THRESHOLD.toLocaleString('en-IN')}. You need to pay advance tax as per the schedule below.`;\n resultDiv.classList.remove('warning', 'info');\n resultDiv.classList.add('result'); \/\/ Default green for applicable\n\n \/\/ Populate Advance Tax Schedule\n const q1_cumulative_pct = 0.15;\n const q2_cumulative_pct = 0.45;\n const q3_cumulative_pct = 0.75;\n const q4_cumulative_pct = 1.00;\n\n const q1_cumulative_amt = Math.round(netTaxOnOtherIncome * q1_cumulative_pct);\n const q2_cumulative_amt = Math.round(netTaxOnOtherIncome * q2_cumulative_pct);\n const q3_cumulative_amt = Math.round(netTaxOnOtherIncome * q3_cumulative_pct);\n const q4_cumulative_amt = netTaxOnOtherIncome; \/\/ This ensures total matches exactly\n\n const q1_noncumulative_amt = q1_cumulative_amt;\n const q2_noncumulative_amt = q2_cumulative_amt - q1_cumulative_amt;\n const q3_noncumulative_amt = q3_cumulative_amt - q2_cumulative_amt;\n const q4_noncumulative_amt = q4_cumulative_amt - q3_cumulative_amt;\n\n document.getElementById('at_q1_cumulative').textContent = q1_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q1_noncumulative').textContent = q1_noncumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q2_cumulative').textContent = q2_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q2_noncumulative').textContent = q2_noncumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q3_cumulative').textContent = q3_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q3_noncumulative').textContent = q3_noncumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q4_cumulative').textContent = q4_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q4_noncumulative').textContent = q4_noncumulative_amt.toLocaleString('en-IN');\n\n\n advanceTaxScheduleDiv.style.display = 'block';\n interestInfoDiv.style.display = 'block'; \/\/ Show interest info\n\n \/\/ --- Calculate Illustrative Interest (Assuming 0 Advance Tax Paid & paid on 31st July) ---\n let totalInterest234C = 0;\n\n \/\/ 234C Interest Calculation (Simplified - assuming shortfall for entire required amount of *each installment*)\n \/\/ Interest is levied on shortfall for 3 months for Q1, Q2, Q3 and 1 month for Q4.\n \/\/ The shortfall is the difference between cumulative tax due and cumulative tax paid.\n \/\/ Since 0 is paid, shortfall for each quarter is the non-cumulative amount of that quarter.\n\n \/\/ Q1 (June 15): Shortfall = 15% of total. Interest for 3 months (June 16 to Sept 15)\n let interest234C_Q1_calc = q1_noncumulative_amt * INTEREST_RATE * 3;\n totalInterest234C += interest234C_Q1_calc;\n\n \/\/ Q2 (Sept 15): Shortfall = (45%-15%) of total. Interest for 3 months (Sept 16 to Dec 15)\n let interest234C_Q2_calc = q2_noncumulative_amt * INTEREST_RATE * 3;\n totalInterest234C += interest234C_Q2_calc;\n\n \/\/ Q3 (Dec 15): Shortfall = (75%-45%) of total. Interest for 3 months (Dec 16 to Mar 15)\n let interest234C_Q3_calc = q3_noncumulative_amt * INTEREST_RATE * 3;\n totalInterest234C += interest234C_Q3_calc;\n\n \/\/ Q4 (Mar 15): Shortfall = (100%-75%) of total. Interest for 1 month (Mar 16 to April 1)\n let interest234C_Q4_calc = q4_noncumulative_amt * INTEREST_RATE * 1;\n totalInterest234C += interest234C_Q4_calc;\n\n document.getElementById('interest234C_Q1').textContent = interest234C_Q1_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('interest234C_Q2').textContent = interest234C_Q2_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('interest234C_Q3').textContent = interest234C_Q3_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('interest234C_Q4').textContent = interest234C_Q4_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('totalInterest234C').textContent = totalInterest234C.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n\n \/\/ 234B Interest Calculation (Assuming paid on July 31, 2026 and 0 advance tax paid)\n \/\/ Interest is levied if advance tax paid is less than 90% of assessed tax.\n \/\/ Since 0 advance tax is assumed, interest is on the full netTaxOnOtherIncome.\n const taxFor234B_base = netTaxOnOtherIncome;\n const monthsFor234B = 4; \/\/ April 1, 2026 to July 31, 2026 (4 full months)\n let totalInterest234B = taxFor234B_base * INTEREST_RATE * monthsFor234B;\n\n document.getElementById('totalInterest234B').textContent = totalInterest234B.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('grandTotalInterest').textContent = (totalInterest234C + totalInterest234B).toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n } else {\n advanceTaxStatus.innerHTML = `<strong>Advance Tax Applicable:<\/strong> No, as net estimated tax on other income (\u20b9${netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2})}) is \u20b9${ADVANCE_TAX_THRESHOLD.toLocaleString('en-IN')} or less. You can pay this at the time of filing ITR (self-assessment tax) by July 31, 2026.`;\n resultDiv.classList.remove('result', 'info');\n resultDiv.classList.add('warning'); \/\/ Use warning class for less than 10k\n advanceTaxScheduleDiv.style.display = 'none'; \/\/ Hide schedule\n interestInfoDiv.style.display = 'none'; \/\/ Hide interest info\n }\n document.getElementById('result').style.display = 'block';\n }\n\n \/\/ Initialize calculator with default values on load\n document.addEventListener('DOMContentLoaded', calculateNewRegimeTax);\n <\/script>\n<\/body>\n<\/html>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Advance Tax Calculator for Salaried Employees in FY 2025-26 Illustrative Advance Tax Calculator (FY 2025-26 New Regime) This calculator helps estimate your net tax liability on “other income” and the potential advance tax installments and interest implications. **Disclaimer: This is for highly illustrative purposes only and does not account for all complexities of tax law […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-64","post","type-post","status-publish","format-standard","hentry","category-tushar-magar-and-associates"],"_links":{"self":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/comments?post=64"}],"version-history":[{"count":8,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts\/64\/revisions"}],"predecessor-version":[{"id":85,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts\/64\/revisions\/85"}],"wp:attachment":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/media?parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/categories?post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/tags?post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":64,"date":"2025-05-31T06:00:40","date_gmt":"2025-05-31T06:00:40","guid":{"rendered":"http:\/\/blog.catusharmagar.com\/?p=64"},"modified":"2026-06-12T11:03:51","modified_gmt":"2026-06-12T11:03:51","slug":"dykt-advance-tax-for-salaried-employees-the-hidden-tax-liability-beyond-salary-tds","status":"publish","type":"post","link":"https:\/\/blog.catusharmagar.com\/index.php\/2025\/05\/31\/dykt-advance-tax-for-salaried-employees-the-hidden-tax-liability-beyond-salary-tds\/","title":{"rendered":"DYKT? \u2013 Advance Tax: Salaried Employees’ Hidden Tax Liability."},"content":{"rendered":"\n\n\n\n \n \n Advance Tax Calculator for Salaried Employees in FY 2025-26<\/title>\n <style>\n body {\n font-family: Arial, sans-serif;\n line-height: 1.6;\n margin: 20px;\n background-color: #f4f4f4;\n color: #333;\n }\n .container {\n max-width: 900px;\n margin: auto;\n background: #fff;\n padding: 30px;\n border-radius: 8px;\n box-shadow: 0 0 10px rgba(0,0,0,0.1);\n }\n h1, h2, h3, h4 {\n color: #0056b3;\n }\n .section {\n margin-bottom: 25px;\n }\n .highlight {\n background-color: #e6f7ff;\n padding: 10px;\n border-left: 5px solid #007bff;\n margin-top: 15px;\n margin-bottom: 15px;\n }\n .calculator-box {\n background-color: #f9f9f9;\n border: 1px solid #ddd;\n padding: 20px;\n border-radius: 5px;\n margin-top: 20px;\n }\n .calculator-box label {\n display: block;\n margin-bottom: 8px;\n font-weight: bold;\n }\n .calculator-box input[type=\"number\"] {\n width: calc(100% - 22px);\n padding: 10px;\n margin-bottom: 15px;\n border: 1px solid #ccc;\n border-radius: 4px;\n }\n .calculator-box button {\n background-color: #28a745;\n color: white;\n padding: 12px 20px;\n border: none;\n border-radius: 4px;\n cursor: pointer;\n font-size: 16px;\n }\n .calculator-box button:hover {\n background-color: #218838;\n }\n .result {\n margin-top: 20px;\n padding: 15px;\n background-color: #d4edda;\n border: 1px solid #c3e6cb;\n color: #155724;\n border-radius: 5px;\n }\n .result.warning {\n background-color: #fff3cd;\n border-color: #ffeeba;\n color: #856404;\n }\n .result.info {\n background-color: #e0f2f7;\n border-color: #a4d8ed;\n color: #0c5460;\n }\n table {\n width: 100%;\n border-collapse: collapse;\n margin-top: 15px;\n margin-bottom: 15px;\n }\n th, td {\n border: 1px solid #ddd;\n padding: 10px;\n text-align: left;\n }\n th {\n background-color: #f2f2f2;\n }\n footer {\n text-align: center;\n margin-top: 40px;\n font-size: 0.9em;\n color: #666;\n }\n <\/style>\n<\/head>\n<body>\n <div class=\"container\">\n <div class=\"section\">\n <h2>Illustrative Advance Tax Calculator (FY 2025-26 New Regime)<\/h2>\n <p>This calculator helps estimate your net tax liability on “other income” and the potential advance tax installments and interest implications.<\/p>\n <p> **Disclaimer: This is for highly illustrative purposes only and does not account for all complexities of tax law (e.g., surcharges for very high incomes, specific deductions allowed in new regime, agricultural income, or specific TDS sections for various income types). The 234C calculation is simplified for this example. For actual tax planning and precise interest calculation, consult a qualified tax professional.**<\/p>\n\n <div class=\"calculator-box\">\n <label for=\"grossSalaryIncome\">Estimated Annual Gross Salary Income (\u20b9):<\/label>\n <input type=\"number\" id=\"grossSalaryIncome\" value=\"1300000\" min=\"0\">\n\n <label for=\"otherIncome\">Estimated Annual Other Taxable Income (\u20b9):<\/label>\n <input type=\"number\" id=\"otherIncome\" value=\"100000\" min=\"0\">\n\n <label for=\"tdsOnOtherIncome\">Estimated TDS Deducted on Other Income (\u20b9):<\/label>\n <input type=\"number\" id=\"tdsOnOtherIncome\" value=\"3000\" min=\"0\">\n\n <button onclick=\"calculateNewRegimeTax()\">Calculate Illustrative Tax<\/button>\n\n <div id=\"result\" class=\"result info\" style=\"display:none;\">\n <h3>Calculation Summary (New Regime FY 2025-26):<\/h3>\n <p>Standard Deduction (Salaried): \u20b975,000<\/p>\n <p>Taxable Salary Income: \u20b9<span id=\"taxableSalaryIncomeDisplay\"><\/span><\/p>\n <p>Total Estimated Taxable Income: \u20b9<span id=\"totalTaxableIncomeDisplay\"><\/span><\/p>\n <hr>\n <p>Calculated Gross Tax on Total Taxable Income (incl. Cess, before TDS adjustment): \u20b9<span id=\"grossTaxOnTotalIncomeDisplay\"><\/span><\/p>\n <p>Calculated Gross Tax on Taxable Salary Income (incl. Cess, before TDS adjustment): \u20b9<span id=\"grossTaxOnSalaryIncomeDisplay\"><\/span><\/p>\n <hr>\n <p><strong>Estimated Gross Tax on Other Income (after Cess, before TDS on other income): \u20b9<span id=\"grossTaxOnOtherIncomeBeforeTDSDisplay\"><\/span><\/strong><\/p>\n <p>Less: Estimated TDS Deducted on Other Income: \u20b9<span id=\"tdsOnOtherIncomeDisplay\"><\/span><\/p>\n <hr>\n <p><strong>Net Estimated Tax on Other Income (for Advance Tax Check): \u20b9<span id=\"netTaxOnOtherIncomeDisplay\"><\/span><\/strong><\/p>\n <p id=\"advanceTaxStatus\"><\/p>\n\n <div id=\"advanceTaxSchedule\" style=\"display:none;\">\n <h4>Advance Tax Quarterly Payment Schedule (Individual):<\/h4>\n <table>\n <thead>\n <tr>\n <th>Due Date (On or before)<\/th>\n <th>Cumulative Percentage<\/th>\n <th>Cumulative Amount Due (\u20b9)<\/th>\n <th>Non-Cumulative Amount Due (\u20b9)<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td>June 15, 2025<\/td>\n <td>15%<\/td>\n <td id=\"at_q1_cumulative\"><\/td>\n <td id=\"at_q1_noncumulative\"><\/td>\n <\/tr>\n <tr>\n <td>September 15, 2025<\/td>\n <td>45%<\/td>\n <td id=\"at_q2_cumulative\"><\/td>\n <td id=\"at_q2_noncumulative\"><\/td>\n <\/tr>\n <tr>\n <td>December 15, 2025<\/td>\n <td>75%<\/td>\n <td id=\"at_q3_cumulative\"><\/td>\n <td id=\"at_q3_noncumulative\"><\/td>\n <\/tr>\n <tr>\n <td>March 15, 2026<\/td>\n <td>100%<\/td>\n <td id=\"at_q4_cumulative\"><\/td>\n <td id=\"at_q4_noncumulative\"><\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n\n <div id=\"interestInfo\" class=\"highlight warning\" style=\"display:none;\">\n <h4>Potential Penal Interest (Assuming NO Advance Tax Paid & Tax Paid on July 31, 2026)<\/h4>\n <p>Based on a <strong>Net Estimated Tax on Other Income of \u20b9<span id=\"netTaxForInterestDisplay\"><\/span><\/strong>, and assuming **no advance tax was paid** during the year and the full tax is paid as **self-assessment tax on July 31, 2026** (the general ITR due date), here’s an illustrative calculation of potential interest:<\/p>\n <ul>\n <li><strong>Interest U\/S 234C (for deferment of installments):<\/strong>\n <ul>\n <li>For June 15 shortfall: \u20b9<span id=\"interest234C_Q1\"><\/span> (1% of 15% for 3 months)<\/li>\n <li>For Sep 15 shortfall: \u20b9<span id=\"interest234C_Q2\"><\/span> (1% of (45%-15%) for 3 months)<\/li>\n <li>For Dec 15 shortfall: \u20b9<span id=\"interest234C_Q3\"><\/span> (1% of (75%-45%) for 3 months)<\/li>\n <li>For Mar 15 shortfall: \u20b9<span id=\"interest234C_Q4\"><\/span> (1% of (100%-75%) for 1 month)<\/li>\n <\/ul>\n <strong>Total Illustrative 234C Interest: \u20b9<span id=\"totalInterest234C\"><\/span><\/strong>\n <\/li>\n <li><strong>Interest U\/S 234B (for overall shortfall):<\/strong>\n <ul>\n <li>Calculated on \u20b9<span id=\"netTaxFor234B\"><\/span> (Net Estimated Tax on Other Income – 90% threshold for 234B, if applicable, otherwise full amount).<\/li>\n <li>For 4 months (April 1, 2026 – July 31, 2026) @ 1% per month.<\/li>\n <li><strong>Total Illustrative 234B Interest: \u20b9<span id=\"totalInterest234B\"><\/span><\/strong><\/li>\n <\/ul>\n <\/li>\n <\/ul>\n <p><strong>Grand Total Illustrative Penal Interest (234B + 234C): \u20b9<span id=\"grandTotalInterest\"><\/span><\/strong><\/p>\n <p class=\"small-text\"><em>**Note:** This is a simplified calculation. Actual 234C interest can vary based on actual income accrual throughout the year. Penal interest calculation can be complex; this tool provides an estimate.<\/em><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <footer>\n <p>© 2025 Income Tax Information. Disclaimer: This information is for educational purposes only and not tax advice. Consult a qualified professional for tax planning.<\/p>\n <\/footer>\n <\/div>\n\n <script>\n const STANDARD_DEDUCTION_SALARIED = 75000;\n const ADVANCE_TAX_THRESHOLD = 10000;\n const CESS_RATE = 0.04; \/\/ 4%\n const INTEREST_RATE = 0.01; \/\/ 1% per month\n\n function calculateTaxNewRegime(income) {\n let tax = 0;\n \/\/ New Tax Regime Slabs for FY 2025-26\n if (income <= 400000) {\n tax = 0;\n } else if (income <= 800000) {\n tax = (income - 400000) * 0.05;\n } else if (income <= 1200000) {\n tax = (400000 * 0.05) + (income - 800000) * 0.10;\n } else if (income <= 1600000) {\n tax = (400000 * 0.05) + (400000 * 0.10) + (income - 1200000) * 0.15;\n } else if (income <= 2000000) {\n tax = (400000 * 0.05) + (400000 * 0.10) + (400000 * 0.15) + (income - 1600000) * 0.20;\n } else if (income <= 2400000) {\n tax = (400000 * 0.05) + (400000 * 0.10) + (400000 * 0.15) + (400000 * 0.20) + (income - 2000000) * 0.25;\n } else { \/\/ Above 24,00,000\n tax = (400000 * 0.05) + (400000 * 0.10) + (400000 * 0.15) + (400000 * 0.20) + (400000 * 0.25) + (income - 2400000) * 0.30;\n }\n return tax;\n }\n\n function applyRebateAndCess(taxableIncome, calculatedTax) {\n let taxBeforeCess = calculatedTax;\n const REBATE_87A_LIMIT = 1200000;\n const REBATE_87A_AMOUNT = 60000;\n\n if (taxableIncome > 0 && taxableIncome <= REBATE_87A_LIMIT) {\n taxBeforeCess = Math.max(0, calculatedTax - REBATE_87A_AMOUNT);\n }\n\n const cess = taxBeforeCess * CESS_RATE;\n const finalTaxWithCess = taxBeforeCess + cess;\n\n return {\n grossTax: finalTaxWithCess,\n taxBeforeCess: taxBeforeCess \/\/ This is tax after rebate, before cess\n };\n }\n\n function calculateNewRegimeTax() {\n const grossSalary = parseFloat(document.getElementById('grossSalaryIncome').value);\n const otherIncome = parseFloat(document.getElementById('otherIncome').value);\n const tdsOnOtherIncome = parseFloat(document.getElementById('tdsOnOtherIncome').value);\n\n if (isNaN(grossSalary) || isNaN(otherIncome) || isNaN(tdsOnOtherIncome) || grossSalary < 0 || otherIncome < 0 || tdsOnOtherIncome < 0) {\n alert(\"Please enter valid positive numbers for all income and TDS fields.\");\n return;\n }\n\n const taxableSalary = Math.max(0, grossSalary - STANDARD_DEDUCTION_SALARIED);\n const totalTaxableIncome = taxableSalary + otherIncome;\n\n const taxOnTotalBeforeRebateCess = calculateTaxNewRegime(totalTaxableIncome);\n const { grossTax: grossTaxOnTotalFinal } = applyRebateAndCess(totalTaxableIncome, taxOnTotalBeforeRebateCess);\n\n const taxOnSalaryBeforeRebateCess = calculateTaxNewRegime(taxableSalary);\n const { grossTax: grossTaxOnSalaryFinal } = applyRebateAndCess(taxableSalary, taxOnSalaryBeforeRebateCess);\n\n let grossTaxOnOtherIncomeBeforeTDS = grossTaxOnTotalFinal - grossTaxOnSalaryFinal;\n grossTaxOnOtherIncomeBeforeTDS = Math.max(0, grossTaxOnOtherIncomeBeforeTDS);\n\n let netTaxOnOtherIncome = grossTaxOnOtherIncomeBeforeTDS - tdsOnOtherIncome;\n netTaxOnOtherIncome = Math.max(0, netTaxOnOtherIncome); \/\/ Final tax liability cannot be negative\n\n\n \/\/ Display main results\n document.getElementById('taxableSalaryIncomeDisplay').textContent = taxableSalary.toLocaleString('en-IN', {minimumFractionDigits: 0, maximumFractionDigits: 0});\n document.getElementById('totalTaxableIncomeDisplay').textContent = totalTaxableIncome.toLocaleString('en-IN', {minimumFractionDigits: 0, maximumFractionDigits: 0});\n document.getElementById('grossTaxOnTotalIncomeDisplay').textContent = grossTaxOnTotalFinal.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('grossTaxOnSalaryIncomeDisplay').textContent = grossTaxOnSalaryFinal.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('grossTaxOnOtherIncomeBeforeTDSDisplay').textContent = grossTaxOnOtherIncomeBeforeTDS.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('tdsOnOtherIncomeDisplay').textContent = tdsOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('netTaxOnOtherIncomeDisplay').textContent = netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n const advanceTaxStatus = document.getElementById('advanceTaxStatus');\n const resultDiv = document.getElementById('result');\n const advanceTaxScheduleDiv = document.getElementById('advanceTaxSchedule');\n const interestInfoDiv = document.getElementById('interestInfo');\n\n \/\/ Set tax for interest display, even if advance tax is not applicable\n document.getElementById('netTaxForInterestDisplay').textContent = netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('netTaxFor234B').textContent = netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n\n if (netTaxOnOtherIncome > ADVANCE_TAX_THRESHOLD) {\n advanceTaxStatus.innerHTML = `<strong>Advance Tax Applicable:<\/strong> Yes, as net estimated tax on other income (\u20b9${netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2})}) exceeds \u20b9${ADVANCE_TAX_THRESHOLD.toLocaleString('en-IN')}. You need to pay advance tax as per the schedule below.`;\n resultDiv.classList.remove('warning', 'info');\n resultDiv.classList.add('result'); \/\/ Default green for applicable\n\n \/\/ Populate Advance Tax Schedule\n const q1_cumulative_pct = 0.15;\n const q2_cumulative_pct = 0.45;\n const q3_cumulative_pct = 0.75;\n const q4_cumulative_pct = 1.00;\n\n const q1_cumulative_amt = Math.round(netTaxOnOtherIncome * q1_cumulative_pct);\n const q2_cumulative_amt = Math.round(netTaxOnOtherIncome * q2_cumulative_pct);\n const q3_cumulative_amt = Math.round(netTaxOnOtherIncome * q3_cumulative_pct);\n const q4_cumulative_amt = netTaxOnOtherIncome; \/\/ This ensures total matches exactly\n\n const q1_noncumulative_amt = q1_cumulative_amt;\n const q2_noncumulative_amt = q2_cumulative_amt - q1_cumulative_amt;\n const q3_noncumulative_amt = q3_cumulative_amt - q2_cumulative_amt;\n const q4_noncumulative_amt = q4_cumulative_amt - q3_cumulative_amt;\n\n document.getElementById('at_q1_cumulative').textContent = q1_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q1_noncumulative').textContent = q1_noncumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q2_cumulative').textContent = q2_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q2_noncumulative').textContent = q2_noncumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q3_cumulative').textContent = q3_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q3_noncumulative').textContent = q3_noncumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q4_cumulative').textContent = q4_cumulative_amt.toLocaleString('en-IN');\n document.getElementById('at_q4_noncumulative').textContent = q4_noncumulative_amt.toLocaleString('en-IN');\n\n\n advanceTaxScheduleDiv.style.display = 'block';\n interestInfoDiv.style.display = 'block'; \/\/ Show interest info\n\n \/\/ --- Calculate Illustrative Interest (Assuming 0 Advance Tax Paid & paid on 31st July) ---\n let totalInterest234C = 0;\n\n \/\/ 234C Interest Calculation (Simplified - assuming shortfall for entire required amount of *each installment*)\n \/\/ Interest is levied on shortfall for 3 months for Q1, Q2, Q3 and 1 month for Q4.\n \/\/ The shortfall is the difference between cumulative tax due and cumulative tax paid.\n \/\/ Since 0 is paid, shortfall for each quarter is the non-cumulative amount of that quarter.\n\n \/\/ Q1 (June 15): Shortfall = 15% of total. Interest for 3 months (June 16 to Sept 15)\n let interest234C_Q1_calc = q1_noncumulative_amt * INTEREST_RATE * 3;\n totalInterest234C += interest234C_Q1_calc;\n\n \/\/ Q2 (Sept 15): Shortfall = (45%-15%) of total. Interest for 3 months (Sept 16 to Dec 15)\n let interest234C_Q2_calc = q2_noncumulative_amt * INTEREST_RATE * 3;\n totalInterest234C += interest234C_Q2_calc;\n\n \/\/ Q3 (Dec 15): Shortfall = (75%-45%) of total. Interest for 3 months (Dec 16 to Mar 15)\n let interest234C_Q3_calc = q3_noncumulative_amt * INTEREST_RATE * 3;\n totalInterest234C += interest234C_Q3_calc;\n\n \/\/ Q4 (Mar 15): Shortfall = (100%-75%) of total. Interest for 1 month (Mar 16 to April 1)\n let interest234C_Q4_calc = q4_noncumulative_amt * INTEREST_RATE * 1;\n totalInterest234C += interest234C_Q4_calc;\n\n document.getElementById('interest234C_Q1').textContent = interest234C_Q1_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('interest234C_Q2').textContent = interest234C_Q2_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('interest234C_Q3').textContent = interest234C_Q3_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('interest234C_Q4').textContent = interest234C_Q4_calc.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('totalInterest234C').textContent = totalInterest234C.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n\n \/\/ 234B Interest Calculation (Assuming paid on July 31, 2026 and 0 advance tax paid)\n \/\/ Interest is levied if advance tax paid is less than 90% of assessed tax.\n \/\/ Since 0 advance tax is assumed, interest is on the full netTaxOnOtherIncome.\n const taxFor234B_base = netTaxOnOtherIncome;\n const monthsFor234B = 4; \/\/ April 1, 2026 to July 31, 2026 (4 full months)\n let totalInterest234B = taxFor234B_base * INTEREST_RATE * monthsFor234B;\n\n document.getElementById('totalInterest234B').textContent = totalInterest234B.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n document.getElementById('grandTotalInterest').textContent = (totalInterest234C + totalInterest234B).toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2});\n\n } else {\n advanceTaxStatus.innerHTML = `<strong>Advance Tax Applicable:<\/strong> No, as net estimated tax on other income (\u20b9${netTaxOnOtherIncome.toLocaleString('en-IN', {minimumFractionDigits: 2, maximumFractionDigits: 2})}) is \u20b9${ADVANCE_TAX_THRESHOLD.toLocaleString('en-IN')} or less. You can pay this at the time of filing ITR (self-assessment tax) by July 31, 2026.`;\n resultDiv.classList.remove('result', 'info');\n resultDiv.classList.add('warning'); \/\/ Use warning class for less than 10k\n advanceTaxScheduleDiv.style.display = 'none'; \/\/ Hide schedule\n interestInfoDiv.style.display = 'none'; \/\/ Hide interest info\n }\n document.getElementById('result').style.display = 'block';\n }\n\n \/\/ Initialize calculator with default values on load\n document.addEventListener('DOMContentLoaded', calculateNewRegimeTax);\n <\/script>\n<\/body>\n<\/html>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Advance Tax Calculator for Salaried Employees in FY 2025-26 Illustrative Advance Tax Calculator (FY 2025-26 New Regime) This calculator helps estimate your net tax liability on “other income” and the potential advance tax installments and interest implications. **Disclaimer: This is for highly illustrative purposes only and does not account for all complexities of tax law […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-64","post","type-post","status-publish","format-standard","hentry","category-tushar-magar-and-associates"],"_links":{"self":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/comments?post=64"}],"version-history":[{"count":8,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts\/64\/revisions"}],"predecessor-version":[{"id":85,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/posts\/64\/revisions\/85"}],"wp:attachment":[{"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/media?parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/categories?post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.catusharmagar.com\/index.php\/wp-json\/wp\/v2\/tags?post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}